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AFS - Arab Financial Services - Bahrain
Islamic Credit Cards
 
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AFS is the industry leader in Islamic Credit Cards. Working closely with product development teams and the bank’s Sharia committee, AFS has enabled the launch and profitable growth of large portfolios of Islamic Credit Card products.
 
AFS supports all the variants of Islamic Credit Cards. They can be broadly grouped as:
  • Murabaha Cards
  • Covered Card (Murabaha and Mudaraba combination)
  • Ujah Cards
  • Tawarruq Cards
 AFS Card Processing Platform offers the following features:
  • Innovative solutions for all variants of Islamic Cards
  • Parameter based configuration
  • Flexible platform to accommodate client specific changes
  • Analytics to support Islamic Cards viz. Tawarruq purchase, Donation to Charity reports etc.
  • Customer communication like statements enhanced to provide information pertinent to Islamic Cards.