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AFS - Arab Financial Services - Bahrain
As a leading provider of electronic payment, AFS delivers its promise to both banking and non-banking institutions.  With 30 years of experience providing solutions across credit & debit card processing, EVM & contactless personalization and host of value added services, AFS in a short time has covered significant ground in the fintech and merchant acquisition space.  
  • Credit & Debit Card Processing and EVM & Contactless Personalization:  End-to-end cost-effective card processing & personalization solutions including logistics and support.
  • Financial Technology:   Ahead of the curve launches in mobile payments area
    • bwallet, the first mobile wallet in the region
    • EasyPay, Bahrain’s first NFC payment service
Other Fintech services including neo-banking solutions, electronic KYC, P2P, QR,
tokenization and more.
  • Merchant Acquiring:  Acquiring processing services to banks including end-to-end platform, POS, settlement and eCommerce acquiring.  Provide integrated POS devices which support contactless cards, NFC, QR and other forms of acceptance.  Certified for Apple Pay and Samsung Pay  
24/7 Contact Centre
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AFS provides a full-fledged 24/7 Contact Centre service. The Contact Centre can be customized to match the particular requirements of each institution. A few highlights...
Prepaid Card Processing
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General Consumer Includes cards such as gift and petty cash cards supporting online or in-store purchases.   Teen/Youth Spending For teens or youths who may not have an...
Debit Card Processing and ATM / POS Driving
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The operations include: EFT switching Visa/MasterCard, Diners Club, and Amex Gateway Services ATM and POS driving Chip card capabilities Debit card...
EMV and Contactless Personalization
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Outsourcing the production of EMV compliant chip cards enables you to take advantage of AFS’ personalization expertise, which is a cost-effective solution compared to...
Credit Card Processing
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Backed by expert business and technical personnel, we offer Principal Member banks a wide range of bureau processing services through an online access to our state-of-the-art card...
Fintech Services
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Ahead of the curve launches in Fintech area: - bwallet, the first mobile wallet in the region - EasyPay, Bahrain’s first NFC payment services Other mobile based...

Value Added Services