AFS - Arab Financial Services - Bahrain

Services

As a leading provider of electronic payment, AFS delivers its promise to both banking and non-banking institutions. With 30 years of experience providing solutions across credit & debit card processing, EVM & contactless personalization and host of value added services, AFS in a short time has covered significant ground in the fintech and merchant acquisition space.

Credit & Debit Card Processing and EVM & Contactless Personalization: End-to-end cost-effective card processing & personalization solutions including logistics and support.
Financial Technology: Ahead of the curve launches in mobile payments area
- bwallet, the first mobile wallet in the region
- EasyPay, Bahrain’s first NFC payment service

Other Fintech services including neo-banking solutions, electronic KYC, P2P, QR,
tokenization and more.

Merchant Acquiring: Acquiring processing services to banks including end-to-end platform, POS, settlement and eCommerce acquiring. Provide integrated POS devices which support contactless cards, NFC, QR and other forms of acceptance. Certified for Apple Pay and Samsung Pay

OUR CORE SERVICES

24/7 Contact Centre

AFS provides a full-fledged 24/7 Contact Centre service. The Contact Centre can be customized to match the particular requirements of each institution. A few highlights...

Prepaid Card Processing

General Consumer Includes cards such as gift and petty cash cards supporting online or in-store purchases. Teen/Youth Spending For teens or youths who may not have an...

Debit Card Processing and ATM / POS Driving

The operations include: EFT switching Visa/MasterCard, Diners Club, and Amex Gateway Services ATM and POS driving Chip card capabilities Debit card...

EMV and Contactless Personalization

Outsourcing the production of EMV compliant chip cards enables you to take advantage of AFS’ personalization expertise, which is a cost-effective solution compared to...

Credit Card Processing

Backed by expert business and technical personnel, we offer Principal Member banks a wide range of bureau processing services through an online access to our state-of-the-art card...

Fintech Services

Ahead of the curve launches in Fintech area: - bwallet, the first mobile wallet in the region - EasyPay, Bahrain’s first NFC payment services Other mobile based...

Value Added Services

Loyalty Solutions

AFS invested in a state-of-the-art Loyalty Management System, which enables customers to earn rewards points and redeem them across a range of services

180+ reoprting dashboards Role-based dashboard viz. CxO, Operations, etc. Segmentation: slice-and-dice decision tree Scoreboards, budgeting and forecasting MIS and reporting

Securing the internet Transactions

AFS invested into state-of-the-art SMS engine, and various options available including online (real time) and batch messages.

Online Fraud Management Services

AFS have the expertise to enable you to be constantly vigilant about the threat of fraudulent credit card transactions. Our team of highly skilled fraud specialists ensures...

Interactive EPP (Easy Payment Plan)

Interactive EPP – to increase spending and improve customer experience

Chargeback Service

AFS' Chargeback Service offers banks a wide range of benefits that allows them to offer their customers excellent and efficient customer service. A few main features of our optional Chargeback Service

Islamic Credit Cards

AFS is the industry leader in Islamic Credit Cards. Working closely with product development teams and the bank’s Sharia committee, AFS has enabled the launch and profitable...

Instant Card Issuance

Instant personalized card issuance at branches within 10 minutes. Card replacements and emergency replacement within minutes. Instant PIN mailer printing. Supports debit cards, credit cards, and prepaid cards.

Generate static or interactive e-statements in PDF similar to paper statements. Fully secured e-statements with unique passwords. Insertion of barcodes, conditional formatting,...